Estate Planning
Protecting Your Wealth for Future Generations
We all want to make sure that our loved ones inherit as much of our hard-earned wealth as possible. Without careful planning, however, a significant portion could be lost to Inheritance Tax (IHT). The good news is that with the right advice, there are many legitimate ways to reduce what you or your heirs may be required to pay.
At Cotswold Independent Financial Services, we have years of experience helping clients – from individuals and families to business owners and company directors – preserve their wealth and pass it on efficiently.
How We Can Help
Trusts & Gifting
Strategies
Protect assets and pass them on in a way that’s tax-efficient and aligned with your long-term goals.
Inheritance Tax
Planning
Explore legitimate strategies to reduce potential IHT and keep more of your estate with your family.
Life Cover in
Trust
Set up protection policies in a way that avoids unnecessary tax and delivers directly to your chosen beneficiaries.
Tailored to You
No two estates are the same. We take the time to understand your personal circumstances, family needs, and long-term goals, so that your estate plan works for you. Our approach is flexible and designed to give you confidence that your loved ones will be taken care of.
Start Planning Today
Estate planning doesn’t need to be daunting – with the right support, you can take simple, effective steps to protect what matters most.
Testimonials
We have known Saime Dodwell since 2018. She is very professional, always very prepared for our meetings and has always provided us with excellent advice and help. In the last 18 months she has been invaluable and sorted out any financial issues we have had quickly and efficiently. We have recommended Saime to our friends and family members. She is a financial advisor that we know we can trust.
Dawn Wellings
Paul Corden was extremely helpful and polite and even arranged a payment for me from my pension provider when they were late paying me.
Vivienne Woods
Saime has been our IFA for many years ( 15 I believe ). We are not straight forward customers due to our property portfolio being very diverse. We often chop and change things and generally always I am very impatient. Saime has always been organised and knows her stuff. She’s done life insurance , private health care and mortgages for us. I don’t hesitate to recommend her.
Hayley Privett
Steve was very helpful and efficient.
Chris Furniss
Clear and easy to understand advice given throughout the meetings. I will certainly be using Steve for future advice and planning my financial affairs.
Carl Hillman
We have had bad experiences with IFAs in the past, but Daniel was a revelation- He understood what we wanted to do and was able to make this happen ASAP
Brian Croom
Naomi was very professional and friendly and understood all my financial needs
Juliet Niland
I have found the service to be highly professional, and I am very pleased with my experience provided by Cotswold Independent Financial Services. Thank you
Marie Agnew
Robert was so patient, I know there is pension information out there but with Robert’s one to one advice I believe I can make more sense of my pensions and make the right decisions. It didn't matter how many questions I asked , Robert was able to break everything down so that I understood.