About Us

He also advises on Estate Planning and Clients’ Inheritance Tax needs.

Stuart ensures clients’ Wills are up-to-date and that their wishes after death are met. In addition, he deals with the Office of Public Guardian on behalf of clients to ensure that Power of Attorneys are completed and processed correctly.

Stuart also heads up the compliance department to ensure all CIFS advisers adhere to strict codes of conduct.

Outside of work, Stuart spends time with his family and friends and enjoys holidays in the sunshine, especially if they involve playing golf! He likes to watch as much sport as possible and coming from New Zealand originally to play cricket in the UK, he is a keen follower of the Black Caps and the All Blacks.

He began his career in 2006 with Bradford & Bingley, qualifying as a Financial Adviser in 2008, before going on to hold roles at Santander, Legal & General, and AXA. This breadth of experience gave him a strong foundation across both personal and corporate advice.

Rob believes the best financial plans start with understanding people. He takes time to get to know each client’s goals and circumstances, then creates clear, practical strategies to help them achieve lasting financial security and peace of mind.

Rob is a keen supporter of the Personal Finance Society and the My Personal Finance Skills Programme and was Honoured to be named Education Champion of the year at the PFS Awards 2021/2022

Outside of work, Rob loves spending time with his Wife and Boy’s. Rob is a keen runner and has completed the London Marathon twice. He enjoys keeping fit and values the balance that an active lifestyle brings to both his personal and professional life.

Much of Steve’s work has centred around employer pension schemes and he has been heavily involved in helping employers in the challenging arena of auto enrolment pensions. A completely comprehensive, user-friendly solution has been created and run by Steve, who has been successfully setting up schemes for national companies with up to 1000 employees, as well as for small local businesses.

When not busy taking care of clients, Steve enjoys mountain biking, fixing cars and travelling around the country to see his favourite rock bands.

As a financial planner, Paul understands that every individual client and business is unique, so he prides himself on taking time to understand their goals and objectives. Based on this principle, he can build strong, trusting and lasting relationships with his clients.

Your financial circumstances are unique, so to ensure his advice is truly valuable, it must be based on a comprehensive and detailed overview of your financial circumstances and how these fit with your goals and aspirations. Once he has a clear understanding, he helps his clients formulate and maintain a clear financial plan and strategy to make the most of their hard-earned money and give them financial peace of mind.

Outside of work, Paul’s family take up the majority of his spare time, but when given the chance, Paul enjoys playing golf and socialising with friends and family.

Dan is generally a friendly and approachable adviser and practises behavioural financial planning, which focusses on client well-being and as such he is used to working with all different types of fellow professional to ensure that all his client’s needs are met.

His experience and expertise extend beyond traditional financial planning and he can assist with various tax and inheritance planning strategies, he particularly enjoys dealing with those in the food and farming industries.

He is married and has a couple of kids, competes in Strongman, loves his rugby, and runs a YouTube channel talking about Warhammer.

Since 2013 Saime has worked as an Independent Financial Adviser. Prior to working in financial services Saime had experience in recruitment, direct sales, translation and teaching.

Saime has a flexible approach to her work, going that extra mile to meet her clients’ needs, always trying to do the best for them. She is appreciated by both her clients and the organisations she has worked in. Her strong ethical values are at the core of her work and personal life. Believing that trust is at the centre of the relationship between her and her clients, she has a straightforward approach which enables her to build and sustain long term relationships with the clients. Saime’s client bank has been built up purely based on recommendations from her clients to their friends and family members.

Naomi prides herself on building meaningful, trusted relationships with her clients; listening to and identifying financial needs, finding solutions, and ultimately supporting clients to maximise their financial potential and achieve their life ambitions.

Outside of work Naomi’s two young girls take up much of her spare time. Her weekends are busy enjoying time as a family, going to the gym, socialising with friends and wider family, and eating out.

He advises clients on their various mortgage needs as well as protecting themselves and their families with life, critical illness and income protection. He enjoys meeting clients, getting them on the property ladder and building a long-lasting relationship.

He can also help advise on later life lending.

Away from work, Paul is married, and the proud father of 2 children who take up most of his free time taking them to various activities. He also likes different sports, mainly football and cricket. When time allows, he like to remain active and keeping himself fit.

As a former Registration Executive at the Land Registry, Michelle has an excellent knowledge of the housing market and deals with the administration of mortgage and protection reports.

In addition to the compliance and mortgage duties, Michelle drafts clients’ Wills and Power of Attorney documents.

Outside of work, Michelle enjoys spending time with her family and friends and 2 cats, lots of holidays, reading and gardening.

Samantha is a key member of staff, who manages the office, ensuring that everything runs smoothly and efficiently and provides our Directors and Advisers with daily organisation and administration support.

Samantha has a well-established relationship with our clients and is able to assist any client with their queries alongside our financial advisers.

She has two daughters, which are her pride and joy. Her hobbies include long dog walks, being a big football fan and is also interested in fashion and interior design.

She is now one of our administrators, supporting the advisers, maintaining client files and the company database. In her time with Cotswolds, Amy has gained a vast knowledge of the financial services industry.  She takes pride in providing a professional and organised service to our clients and is always happy to help with any queries.

Amy enjoys most sports, keeping fit and travelling!  She also enjoys spending time at home with her family and her daughter.

His duties include supporting the advisers, managing the Company’s database, keeping records accurate and being a point of contact for clients and providers.

Cian is an ambitious individual pursuing a professional career and is studying towards his financial qualifications.

Outside of work, Cian is a Community Football Volunteer Coach, having also achieved awards in Rugby & Indoor Go-Karting competitions.

She’s completed a Paraplanning Apprenticeship and continues her studies. She was nationally recognised at the CII & PFS Apprenticeship Awards 2025 as the winner of Paraplanner Apprentice of the Year 2025.

Milena works closely with our Financial Advisors by helping to carry out thorough research and analysis to help advisers form recommendations to meet client objectives.

Outside of work, Milena volunteers on the Insurance Institute of Coventry Council and enjoys baking, travelling abroad to visit family in Cyprus and Portugal and loves exploring new coffee shops.

Charlie supports and works closely with our highly qualified financial advisers and is now studying towards his own financial qualifications.

Outside of work, Charlie is a member of a local golf course and cricket club and spends as much time as possible either playing both or watching as many other sports as possible. He enjoys travelling, especially, when he gets the opportunity to see family in New Zealand.