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21 March 2020

Seminar Programme Suspension

Our seminar programme has been suspended until further notice. If you would like to speak to an adviser please get in touch. We hope you keep well during these challenging times.

20 March 2020

Impacts of an ageing Population

“All regions will see an ageing population. However, the impacts will be more immediately felt in Europe, Asia and Latin America. Asia, for example, has nine people of working age to support each elderly person on average (although trends vary considerably by country). By 2050 that number will more than halve to four people. […]

19 March 2020

What Would Happen if You Were No Longer Able to Manage Your Finances?

For many, this can be a delicate and understandably uncomfortable subject. However, you can take solace in the knowledge that arranging your Power of Attorney will ensure that a trusted person supports you should you no longer have the mental capacity to manage your affairs. Furthermore, having a legal Will in place will ensure […]

18 March 2020

Team Focus: Matthew Quinn

Director & Independent Financial Adviser Matthew first became a director of Cotswold Independent Financial Services in 2001, when he bought the company with business partner Stuart Startup. Throughout his career as an independent financial adviser, Matthew has witnessed many changes in the industry, giving him the knowledge and experience to advise clients on all pension, […]

17 March 2020

Mortgage Applications for the Self Employed

“Mortgage applications are tough. Even more so for the self-employed. A lack of PAYE, limited trading history, and sporadic or multiple incomes – to name a few barriers – are some of the reasons why a rejection may happen. Over a third of self-employed workers have been rejected by a high-street lender, according to research […]

16 March 2020

Safe Home Research

“Homes with stand-alone security features, such as security chains or CCTV, are three times less likely to be burgled than homes without, while burglar alarms increase the risk of burglary, finds research using data from the Office for National Statistics (ONS). Analysing 20 years of crime data, made available through the ONS Secure Research Service, […]

13 March 2020

Will you be working from home by the end of the year?

The Chartered Insurance Institute reports “Thanks to the evolution of mobile and wireless technology, more employees are working remotely at home, on the move, on trains, in coffee shops or hotels. In fact, the Office for National Statistics predicts that half the UK workforce will be working remotely by the end of 2020.”

12 March 2020

Team News – Welcome Paul

Paul Stringer joined the team in January as our Independent Mortgage Adviser. At Cotswold we provide mortgage advice built on solid experience. We don’t charge a broker fee and can meet at a time and place to suit you.

11 March 2020

What are the principal financial planning concerns for the self-employed?

Being self-employed puts a person in a different position to if they were an employee in the traditional sense. Therefore, the context of financial planning is also quite different. When working with self-employed clients, we consider areas such as planning for retirement. Without a company pension, you will need an alternative plan to save […]

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